Financial Policy
Payment for services, including deductibles and copayments, are due at the time of the service unless other arrangements have been made prior to treatment. Payments may be made using cash, check, or credit cards. Any arrangements for third-party financing must be made before starting treatment.
We are committed to providing you the best possible care. Our office is in the Assurant Alliance Group, for the following: Aetna, Ameritas, Assurant, BC&BS and United Concordia. The above must be in the Alliance Group for us to be in-network. We are also in-network with Delta Dental as a Premier Delta dentist only; for existing patients only. We are not accepting new patients with any Delta Dental plans at this time. We are not in-network with more insurance plans due to the limitations they attach to treatment, regardless of the doctors’ diagnosis.
Graham & McCabe Family Dentistry accepts most dental benefit plans. We are happy to submit the claims necessary to see that you receive your benefits. The insurance contract is an agreement between you and the insurance company. You are ultimately responsible for all charges. We cannot guarantee that any coverage estimated by your plan will be paid once a claim is filed.
In order to maximize your benefits and because plans differ from carrier to carrier, and from policy to policy, our office may refer you to your carrier or your employer’s benefits coordinator for assistance in understanding your plan. Please note that dental insurance is intended to cover some but not all dental care costs, and not all services are covered by your plan. You are responsible for payment of all services regardless of the payable benefit.
Checks that are returned to our office from your financial institution are subject to a $25.00 returned check fee. This fee covers the processing fees that are charged to our office. We would be happy to discuss our charges and how they relate to your particular situation.
I understand that it is the policy of this office to require at least 24 hours advance notice for any cancellation or scheduling changes. Failure to do so will result in a fee of $50.00.
