Financial Policy

Payment is due at the time services are rendered unless prior arrangements have been made.

We accept cash, check, and credit cards. Third-party financing must be arranged prior to treatment.

Graham & McCabe Family Dentistry is committed to providing the highest quality care. We are not in-network with many insurance plans due to limitations they place on treatment recommendations.

As a courtesy, we will file insurance claims on your behalf. However:

  • Your insurance policy is a contract between you and your insurance company.
  • You are ultimately responsible for all charges.
  • Estimated coverage is not a guarantee of payment.

Patient Responsibility:

  • Deductibles and estimated portions are due at time of service.
  • You are responsible for understanding your benefits (maximums, waiting periods, exclusions)
  • If insurance has not paid within 60 days, the balance becomes your responsibility.

Payment Options:

  • 5% courtesy discount for payment in full (cash or check only)
  • Payment by appointment (phased with treatment)
  • 3-month payment plans with card on file (auto-charged, no reminders)
  • Extended financing available through CareCredit.

Additional Policies:

  • Returned checks are subject to a $25 fee
  • We require 24-hour notice for cancellations
  • Missed/late cancellations may result in a $50 fee

I understand that it is the policy of this office to require at least 24 hours advance notice for any cancellation or scheduling changes. Failure to do so will result in a fee of $50.00.

Download & Print Financial Policy